Đề 3 – Bài tập, đề thi trắc nghiệm online Tiếng Anh ngành Bất động sản

A A. The final sale price of the property B B. The seller's initial listed price for the property C C. The appraised value of the property D D. The price after all negotiations are complete

A A. The final payment made at closing B B. A preliminary offer to purchase a property C C. Comprehensive investigation and verification of property details D D. The process of negotiating the price of a property

A A. Escrow B B. Closing C C. Foreclosure D D. Lien

A A. The increase in property value over time B B. The decrease in property value due to wear and tear, obsolescence, or market conditions C C. The cost of property insurance D D. The amount of the down payment on a property

A A. A single-family home B B. An apartment building C C. An office building D D. A condominium unit

A A. The ratio of loan amount to the borrower's income B B. The ratio of loan amount to the appraised value of the property C C. The ratio of loan interest rate to the market rate D D. The ratio of loan term to the repayment period

A A. The property's annual appreciation rate B B. The annual rate of return on a real estate investment C C. The cost of capital improvements D D. The property tax rate

A A. To provide legal advice on real estate contracts B B. To witness and authenticate signatures on legal documents C C. To conduct property inspections D D. To manage escrow accounts

A A. Home Owners' Association B B. Housing Opportunity Agency C C. Home Operating Agreement D D. House Owners' Alliance

A A. Promissory Note B B. Deed C C. Mortgage Agreement D D. Purchase Agreement

A A. Insurance against property damage B B. Insurance protecting against defects in the property title C C. Insurance for personal belongings within the property D D. Insurance for mortgage payments in case of job loss

A A. Gross income includes expenses, net income does not. B B. Gross income is before expenses, net income is after expenses. C C. Gross income is for commercial properties, net income is for residential properties. D D. There is no significant difference between them.

A A. Property taxes B B. Building material costs C C. Land use and development D D. Interest rates on mortgages

A A. Local school district quality B B. Proximity to amenities and transportation C C. The color of the interior paint D D. Interest rates on mortgages

A A. Appraisal fees B B. Home insurance premiums C C. Property taxes D D. Down payment

A A. A temporary decoration in a property B B. Personal property that is easily removed C C. An item permanently attached to the property D D. A discount offered on the property price

A A. Amortization B B. Foreclosure C C. Refinancing D D. Equity

A A. Real Estate Agent B B. Property Manager C C. Appraiser D D. Home Inspector

A A. Rate of Interest B B. Return on Investment C C. Real Opportunity Index D D. Risk of Investment

A A. Managing property finances B B. Representing clients in buying, selling, and renting properties C C. Conducting property inspections D D. Developing new real estate projects

A A. Property development B B. Property valuation C C. Renting property D D. Selling property

A A. A company that manages rental properties B B. A firm that employs real estate agents and brokers C C. A government agency regulating real estate transactions D D. A type of property insurance policy

A A. To develop new real estate projects B B. To oversee the daily operations and maintenance of rental properties C C. To assess property values for tax purposes D D. To facilitate the sale of commercial properties

A A. To pay for property renovations B B. To hold funds securely until all conditions are met C C. To calculate property taxes D D. To provide insurance for the property

A A. It refers to the building materials used in construction. B B. It emphasizes the critical importance of property location for its value and desirability. C C. It is a marketing slogan with no real impact. D D. It describes the interior design of a property.

A A. A quick sale of a property below market value B B. The sale of a property for less than what is owed on the mortgage C C. A sale that must be completed within a short timeframe D D. A sale where the buyer pays in cash upfront

A A. Depreciation B B. Appraisal C C. Amortization D D. Valuation

A A. The process of refinancing a mortgage B B. The gradual repayment of a loan principal over time C C. The calculation of property taxes D D. The insurance premium for a mortgage

A A. Fixed-rate mortgages have lower initial rates than ARMs. B B. Fixed-rate mortgages have interest rates that remain constant, while ARM rates can change over time. C C. Fixed-rate mortgages are only for commercial properties; ARMs are for residential. D D. There is no functional difference between them.

A A. A mandatory fee paid by the buyer B B. A condition that must be met for the contract to be binding C C. A type of property insurance D D. A clause that automatically increases the property price