Đề 1 – Bài tập, đề thi trắc nghiệm online Tiếng Anh ngành Bất động sản

A A. Lease agreement B B. Mortgage C C. Deed D D. Promissory note

A A. The total cost of the loan including interest. B B. The process of gradually paying off a loan over time through regular payments. C C. The initial deposit required for a mortgage. D D. The penalty for paying off a mortgage early.

A A. Real estate agent B B. Property manager C C. Mortgage broker D D. Appraiser

A A. Foreclosure B B. Eminent domain C C. Lien D D. Reverse mortgage

A A. To assess the structural integrity of a building. B B. To determine the market value of the property. C C. To establish the legal boundaries of a property and identify any encroachments. D D. To evaluate the energy efficiency of a building.

A A. The percentage of rent collected on time. B B. The percentage of units in a property that are unoccupied. C C. The rate at which property values are increasing. D D. The cost of property maintenance per unit.

A A. The ongoing rental income from a property. B B. The profit from selling an asset for more than its purchase price. C C. The total cost of property maintenance and repairs. D D. The amount of money borrowed to purchase a property.

A A. Rent collection procedures. B B. Maintenance and repair responsibilities. C C. Property appraisal value. D D. Lease enforcement policies.

A A. Ownership of the property and the land it sits on. B B. The right to use and occupy property for a specified period, without owning it. C C. Partial ownership of a property shared with others. D D. Ownership that lasts for the lifetime of the owner only.

A A. Fixed-rate mortgages are only for commercial properties; ARMs are for residential. B B. Fixed-rate mortgages have an interest rate that stays the same for the loan term; ARMs have interest rates that can change periodically. C C. Fixed-rate mortgages are shorter term loans; ARMs are longer term loans. D D. Fixed-rate mortgages are government-backed; ARMs are private loans.

A A. The process of property valuation for tax purposes. B B. Local regulations that dictate how property in specific geographic zones can be used. C C. The agreement between a landlord and tenant. D D. The insurance coverage for natural disasters.

A A. Rate of Interest B B. Return on Investment C C. Real Opportunity Index D D. Rental Occupancy Income

A A. Home Owners Association fees, covering individual homeowner's insurance. B B. Home Occupancy Agreement fees, covering utility bills. C C. Homeowners Obligation Assessment fees, covering property taxes. D D. Homeowners Association fees, covering common area maintenance and amenities.

A A. To provide insurance for the property. B B. To hold funds securely until all conditions of the sale are met. C C. To calculate property taxes. D D. To manage rental income.

A A. They are the same thing. B B. Gross income is income before expenses; NOI is income after operating expenses but before debt service and taxes. C C. Gross income is income after all expenses; NOI is income before any expenses. D D. Gross income is for residential properties; NOI is for commercial properties.

A A. The final offer price on a property. B B. The process of thoroughly investigating a property and transaction before finalizing it. C C. The initial deposit made by a buyer. D D. The insurance policy on a property.

A A. Calculate the annual property taxes. B B. Estimate the potential rate of return on a real estate investment. C C. Determine the mortgage interest rate. D D. Assess the property's depreciation value.

A A. The total square footage of the property. B B. The attractiveness of a property from the street. C C. The interior design and decoration of a home. D D. The proximity of a property to public transportation.

A A. Appraisal fee B B. Home inspection fee C C. Property taxes for the following year D D. Title insurance

A A. The legal transfer of property ownership. B B. An estimate of a property's market value. C C. The process of securing a loan for property purchase. D D. Managing tenants and property maintenance.

A A. A refrigerator in a house. B B. A detached garage on a piece of land. C C. Furniture inside an apartment. D D. A car parked in the driveway.

A A. A mandatory home repair before closing. B B. A condition that must be met for the contract to be binding. C C. An extra fee charged by the real estate agent. D D. A type of mortgage insurance.

A A. To determine the market value of the property. B B. To underwrite the mortgage loan. C C. To assess the physical condition of the property and identify potential issues. D D. To manage the property after purchase.

A A. For Sale By Owner B B. For Sale Below Original price C C. Financing Secured By Owner D D. Foreclosure Sale By Order

A A. Leverage is the use of personal savings to buy property; it's low risk and low reward. B B. Leverage is the use of borrowed capital (debt) to increase the potential return of an investment; it can amplify both profits and losses. C C. Leverage is a type of property insurance; it's beneficial because it reduces risk. D D. Leverage is the negotiation of a lower property price; it is always beneficial and never risky.

A A. Encroachment B B. Easement C C. Eminent domain D D. Equity

A A. Temporary decorations in a home. B B. Personal property easily removable from a property. C C. An item of personal property attached to real property, which becomes part of the real property. D D. A type of loan used for property renovation.

A A. The process of appraising the property value. B B. The process of evaluating a borrower's creditworthiness and risk for a loan. C C. The legal transfer of property ownership. D D. The initial application for a mortgage loan.

A A. Inspecting the physical condition of a property. B B. Evaluating current and future market conditions to make informed real estate decisions. C C. Negotiating the price of a property. D D. Securing financing for a property purchase.

A A. Personal property for real property. B B. Like-kind real estate properties to defer capital gains taxes. C C. Stocks and bonds for real estate. D D. Rental income for property maintenance services.